traffic offences

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electric skate insurance

Electric skate / bike included in your home insurance in Spain

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Due to the increase of the use of electrical skates and bikes in all over our cities and due that there is no a clear regulation in Spain, at the moment, some Town Halls (Benidorm could be an example),   require to take out a Public Liability insurance.

To anticipate this situation, some Insurance Companies have included the option to add this guarantee under the home insurance policy for your property in Spain, for the policyholder and the family unit  living in the same address.   The cover includes the Public liability insurance and also the legal protection in order to provide the maximum protection to their clients.

It depends on the kind of vehicle and the amount insured (150.000€ /300.000E) the extra cost will be approximately 20€ per year.

However, it is also possible to get an independent policy, with higher covers. In the case of bicycles (electric or not) even is  possible insure them for thief outside home, road assistance, rescue, etc.

BMI insurane Brokers give personal attention answering your questions to find the best scooter insurance that fits your needs.

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Registered address vehicle Spain

How to change registered address of your vehicle in Spain

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How to change registered address of your vehicle in Spain

It is important to keep your address records up to date in respect of your vehicle, especially if you have moved from one town or province to another.

You can change your address details in one of several ways. Traditionally, you had to make an appointment at the Regional traffic Office (Jefatura Provincial de Trafico). This meant taking time off work and perhaps travelling a significant distance with all the correct paperwork.

More recently, it has become much easier to make these administrative changes. Many town halls have an agreement with their regional traffic Office to collect the paperwork from the local population to make the change of address much simpler.

Not all town halls are signed up to the scheme but you can check to see if your town hall is by visiting this website (Town halls with agreement to process paperwork for Trafico).

If your town hall is on the list then you can change the address for your vehicle. You will need to complete a “solicitud de cambio de domiciliacion” and provide originals and copies of various documentation.

The completed form should then be returned to the Town Hall along with the following paperwork:

  • The original permiso de circulación (all pages including the front cover)
  • The original ficha técnica (all pages)
  • The certificate of Empadronamiento (which you can obtain from the Town Hall, of course)
  • Your original NIE document

Remember, you should be paying the taxes for your vehicle in the town where you live so it is important to keep the records up to date. Furthermore, if the authorities need to get in touch with you, then if they have the wrong address you will not receive the communication.

BMI brokers insurance give personal attention answering your questions to find the best insurance that fits your needs.

 

Foreign drivers: collection of fines for traffic offences (Spain)

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It is important to consider that in Spain a plan is being put in place to track down drivers who are fined in Spain and live in another countries.

But traffic authorities admit payment will be ‘voluntary’ as there is no legal framework for pursuing fines in other countries.  This could happen either because it has been impossible to locate the drivers abroad, or because the authorities never bothered with a fine because the cars had foreign number plates.

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