There is a simple answer: because when you are not so healthy, it is probably too late to get full health insurance.
When you apply for medical insurance in Spain it is a requirement of all the insurance companies, to ask you to fill in a questionnaire with all the relevant information about your current and past health.
Taking into account the information on the form, the medical department of each company decides whether you can have the full medical insurance, whether they decide to exclude a preexisting condition, or perhaps decline the insurance application completely.
When we get older the chance of an accident or illness increases, so it makes sense to get a health insurance in Spain whilst we are fit and healthy. This will give you the best opportunity of receiving the maximum protection and the peace of mind of knowing that if anything happens, you and your family will be completely covered.
BMI brokers have over thirty years of experience working with the best health insurance companies throughout Spain.
Please feel free to contact us, we will offer you the best quote without any obligation.