Information in englis for no resident in Spain

Information

Health insurance for foreigners in Spain

At the time applying for Residents permit or visa it is essential that you have health insurance in place.

It is important that the health insurance complies with the minimum requirements.

The regulations state the when a foreigner decides to live in Spain for more than 90 days, they will have to comply with rules to formalise their stay. There are two different situations:

In both of these cases the law in Spain stipulates that the applicant must have health insurance to obtain the document being applied for:

The requirements the health insurance policy must have in these cases:

It must have same benefits as the National Health Service system, without needing any contribution from the insured (copayment) and with repatriation cover.

  • The insurance without copayment doesn´t have limitations. The premium is usually higher but during the term of the policy the insured has nothing else to pay.
  • The repatriation cover guarantees the transfer of the deceased to the place from which the come from, including the transfer procedures, transfer to the nearest airport in the place of origin and then on to the burial ceremony or cremation. BMI can assess and help you make the correct choice from the best insurance companies in order to cover all your needs in the most optimal way possible.

Spain has a range of companies that offer health insurance specifically designed for foreigners and therefore can provide a solution for a residency application.

BMI can assess and help you make the correct choice from the best insurance companies in order to cover all your needs in the most optimal way possible.

 

 

Information

Uk registered cars in Spain – insurance

Some foreign cars such as those from the use can be insured in Spain.

However, it is important to take into account that if you want to drive the car from your home country here in Spain for more than six months and you are a resident, then you are obliged by law to change the registration plate to a Spanish one.

If the vehicle has been in Spain for less than 6 months you can drive in Spain if you have the necessary agreement from your own country.

If after six months, the police detect that you still have not hanged the registration plate, you can be fined.